Insurance Agent Salary Overview
The Insurance Agent is a sought-after profession in the United States with a median annual salary of $59,080. Compensation typically ranges from $30,200 for entry-level positions to $116,400 for experienced professionals in high-demand markets.Salary Range: The typical Insurance Agent in the US earns between $30,200 and $116,400 per year, with a median of $59,080.
Insurance Agent Salary by Experience
Entry-level insurance agents earn around $38,402, while those with 10+ years of experience can earn $79,758 or more.
| Level | Salary | Hourly | Take-Home |
|---|---|---|---|
| Entry | $35,448 | $17/hr | $29,922 |
| Mid | $59,080 | $28/hr | $47,674 |
| Senior | $82,712 | $40/hr | $62,744 |
| Lead | $89,802 | $43/hr | $67,072 |
Insurance Agent Salary by State (After Tax)
Gross salary, federal tax, state tax, and estimated take-home pay for a Insurance Agent in each US state.
Pay for insurance agents varies significantly by state, with coastal and high-cost-of-living areas generally offering higher salaries to offset expenses.
| State | Gross | Federal | State Tax | FICA | Take-Home | Rate |
|---|---|---|---|---|---|---|
| Alabama | $59,080 | $5,051 | $2,789 | $4,520 | $46,720 | 20.9% |
| Alaska | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| Arizona | $59,080 | $5,051 | $1,112 | $4,520 | $48,397 | 18.1% |
| Arkansas | $59,080 | $5,051 | $2,373 | $4,520 | $47,136 | 20.2% |
| California | $59,080 | $5,051 | $1,835 | $4,520 | $47,674 | 19.3% |
| Colorado | $59,080 | $5,051 | $1,940 | $4,520 | $47,570 | 19.5% |
| Connecticut | $59,080 | $5,051 | $2,499 | $4,520 | $47,010 | 20.4% |
| Delaware | $59,080 | $5,051 | $2,712 | $4,520 | $46,797 | 20.8% |
| District of Columbia | $59,080 | $5,051 | $2,491 | $4,520 | $47,018 | 20.4% |
| Florida | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| Georgia | $59,080 | $5,051 | $2,585 | $4,520 | $46,925 | 20.6% |
| Hawaii | $59,080 | $5,051 | $3,946 | $4,520 | $45,563 | 22.9% |
| Idaho | $59,080 | $5,051 | $2,580 | $4,520 | $46,929 | 20.6% |
| Illinois | $59,080 | $5,051 | $2,787 | $4,520 | $46,722 | 20.9% |
| Indiana | $59,080 | $5,051 | $1,802 | $4,520 | $47,707 | 19.2% |
| Iowa | $59,080 | $5,051 | $2,245 | $4,520 | $47,264 | 20.0% |
| Kansas | $59,080 | $5,051 | $2,711 | $4,520 | $46,799 | 20.8% |
| Kentucky | $59,080 | $5,051 | $2,237 | $4,520 | $47,272 | 20.0% |
| Louisiana | $59,080 | $5,051 | $1,930 | $4,520 | $47,580 | 19.5% |
| Maine | $59,080 | $5,051 | $2,755 | $4,520 | $46,754 | 20.9% |
| Maryland | $59,080 | $5,051 | $2,633 | $4,520 | $46,877 | 20.7% |
| Massachusetts | $59,080 | $5,051 | $2,734 | $4,520 | $46,775 | 20.8% |
| Michigan | $59,080 | $5,051 | $2,273 | $4,520 | $47,236 | 20.0% |
| Minnesota | $59,080 | $5,051 | $2,567 | $4,520 | $46,942 | 20.5% |
| Mississippi | $59,080 | $5,051 | $2,199 | $4,520 | $47,311 | 19.9% |
| Missouri | $59,080 | $5,051 | $1,965 | $4,520 | $47,544 | 19.5% |
| Montana | $59,080 | $5,051 | $2,378 | $4,520 | $47,131 | 20.2% |
| Nebraska | $59,080 | $5,051 | $1,930 | $4,520 | $47,580 | 19.5% |
| Nevada | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| New Hampshire | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| New Jersey | $59,080 | $5,051 | $1,772 | $4,520 | $47,738 | 19.2% |
| New Mexico | $59,080 | $5,051 | $1,900 | $4,520 | $47,609 | 19.4% |
| New York | $59,080 | $5,051 | $2,775 | $4,520 | $46,735 | 20.9% |
| North Carolina | $59,080 | $5,051 | $2,085 | $4,520 | $47,424 | 19.7% |
| North Dakota | $59,080 | $5,051 | $867 | $4,520 | $48,642 | 17.7% |
| Ohio | $59,080 | $5,051 | $907 | $4,520 | $48,603 | 17.7% |
| Oklahoma | $59,080 | $5,051 | $2,316 | $4,520 | $47,193 | 20.1% |
| Oregon | $59,080 | $5,051 | $4,644 | $4,520 | $44,865 | 24.1% |
| Pennsylvania | $59,080 | $5,051 | $1,814 | $4,520 | $47,696 | 19.3% |
| Rhode Island | $59,080 | $5,051 | $1,820 | $4,520 | $47,689 | 19.3% |
| South Carolina | $59,080 | $5,051 | $2,154 | $4,520 | $47,356 | 19.8% |
| South Dakota | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| Tennessee | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| Texas | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| Utah | $59,080 | $5,051 | $2,747 | $4,520 | $46,762 | 20.8% |
| Vermont | $59,080 | $5,051 | $1,958 | $4,520 | $47,551 | 19.5% |
| Virginia | $59,080 | $5,051 | $2,881 | $4,520 | $46,628 | 21.1% |
| Washington | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
| West Virginia | $59,080 | $5,051 | $2,140 | $4,520 | $47,369 | 19.8% |
| Wisconsin | $59,080 | $5,051 | $2,043 | $4,520 | $47,466 | 19.7% |
| Wyoming | $59,080 | $5,051 | $0 | $4,520 | $49,509 | 16.2% |
Top Cities for Insurance Agent Pay
The highest-paying metro areas for insurance agents tend to be major metropolitan centers with strong industry demand and higher costs of living.
| City | Avg Salary |
|---|---|
| New York, NY | $64,988 |
| San Francisco, CA | $64,988 |
| Hartford, CT | $64,988 |
| Miami, FL | $64,988 |
| Los Angeles, CA | $64,988 |
Calculate Insurance Agent Take-Home Pay
Adjust the state and filing status to see your estimated after-tax income.
Estimated Take-Home Pay
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Gross Annual
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Tax Breakdown
Federal Income Tax
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Tax Distribution
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Pay Frequency Breakdown
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How to Become a Insurance Agent
Becoming a insurance agent typically requires relevant education, training, or certification in the field. Many employers also value practical experience, professional development, and industry-specific credentials.Insurance Agent Career Outlook
Employment of insurance agents is projected to grow steadily over the next decade, driven by continued demand across industries. Professionals who stay current with evolving requirements and build specialized expertise will find the strongest job prospects.Insurance Agent Salary FAQ
The median annual salary for insurance agents in the US is $59,080, with a typical range from $30,200 to $116,400 depending on experience and location.
The highest-paying states for insurance agents include CA, NY, NJ. These states typically have strong demand and higher costs of living.
Entry-level insurance agents can expect to earn around $38,402 per year, with salary increasing as they gain experience and expertise.
Being a insurance agent can be a rewarding career with solid compensation and growth potential. Job outlook is generally positive across most regions.
The median hourly rate for insurance agents is approximately $28.40, though this varies based on experience, location, and employer.