$48 an Hour: What It Means
Making $48 an hour means earning $99,840 per year. This rate reflects a high level of professional skill and market demand for your expertise. Physical therapists with experience, senior pipeline engineers, and junior product managers commonly earn around this level.Quick math: $48/hour × 40 hours/week × 52 weeks = $99,840 gross annual income before taxes.
$48/Hour Earnings Breakdown
Full-time earnings at $48 per hour across every pay frequency.
| Period | Gross | Tax | Net |
|---|---|---|---|
| Annual | $99,840 | $26,639 | $73,201 |
| Monthly | $8,320 | $2,220 | $6,100 |
| Bi-Weekly | $3,840 | $1,025 | $2,815 |
| Weekly | $1,920 | $512 | $1,408 |
| Daily | $384 | $102 | $282 |
| Hourly | $48 | $13 | $35 |
$48/Hour After Tax by State
Estimated annual take-home pay at $48/hour for every US state, based on single filing status.
| State | Gross Annual | Total Tax | Take-Home | Rate |
|---|---|---|---|---|
| Alabama | $99,840 | $26,044 | $73,796 | 26.1% |
| Alaska | $99,840 | $21,217 | $78,623 | 21.3% |
| Arizona | $99,840 | $23,348 | $76,492 | 23.4% |
| Arkansas | $99,840 | $25,383 | $74,457 | 25.4% |
| California | $99,840 | $26,639 | $73,201 | 26.7% |
| Colorado | $99,840 | $24,950 | $74,890 | 25.0% |
| Connecticut | $99,840 | $25,958 | $73,882 | 26.0% |
| Delaware | $99,840 | $26,575 | $73,265 | 26.6% |
| District of Columbia | $99,840 | $26,862 | $72,978 | 26.9% |
| Florida | $99,840 | $21,217 | $78,623 | 21.3% |
| Georgia | $99,840 | $26,039 | $73,801 | 26.1% |
| Hawaii | $99,840 | $28,525 | $71,315 | 28.6% |
| Idaho | $99,840 | $26,160 | $73,680 | 26.2% |
| Illinois | $99,840 | $26,021 | $73,819 | 26.1% |
| Indiana | $99,840 | $24,262 | $75,578 | 24.3% |
| Iowa | $99,840 | $25,010 | $74,830 | 25.1% |
| Kansas | $99,840 | $26,250 | $73,590 | 26.3% |
| Kentucky | $99,840 | $25,084 | $74,756 | 25.1% |
| Louisiana | $99,840 | $24,879 | $74,961 | 24.9% |
| Maine | $99,840 | $26,817 | $73,023 | 26.9% |
| Maryland | $99,840 | $25,785 | $74,055 | 25.8% |
| Massachusetts | $99,840 | $25,989 | $73,851 | 26.0% |
| Michigan | $99,840 | $25,222 | $74,618 | 25.3% |
| Minnesota | $99,840 | $26,555 | $73,285 | 26.6% |
| Mississippi | $99,840 | $25,331 | $74,509 | 25.4% |
| Missouri | $99,840 | $25,138 | $74,702 | 25.2% |
| Montana | $99,840 | $26,000 | $73,840 | 26.0% |
| Nebraska | $99,840 | $25,527 | $74,313 | 25.6% |
| Nevada | $99,840 | $21,217 | $78,623 | 21.3% |
| New Hampshire | $99,840 | $21,217 | $78,623 | 21.3% |
| New Jersey | $99,840 | $25,450 | $74,390 | 25.5% |
| New Mexico | $99,840 | $25,114 | $74,726 | 25.2% |
| New York | $99,840 | $26,420 | $73,420 | 26.5% |
| North Carolina | $99,840 | $25,136 | $74,704 | 25.2% |
| North Dakota | $99,840 | $22,879 | $76,961 | 22.9% |
| Ohio | $99,840 | $23,242 | $76,598 | 23.3% |
| Oklahoma | $99,840 | $25,469 | $74,371 | 25.5% |
| Oregon | $99,840 | $29,427 | $70,413 | 29.5% |
| Pennsylvania | $99,840 | $24,282 | $75,558 | 24.3% |
| Rhode Island | $99,840 | $24,723 | $75,117 | 24.8% |
| South Carolina | $99,840 | $25,979 | $73,861 | 26.0% |
| South Dakota | $99,840 | $21,217 | $78,623 | 21.3% |
| Tennessee | $99,840 | $21,217 | $78,623 | 21.3% |
| Texas | $99,840 | $21,217 | $78,623 | 21.3% |
| Utah | $99,840 | $25,859 | $73,981 | 25.9% |
| Vermont | $99,840 | $25,865 | $73,975 | 25.9% |
| Virginia | $99,840 | $26,441 | $73,399 | 26.5% |
| Washington | $99,840 | $21,217 | $78,623 | 21.3% |
| West Virginia | $99,840 | $25,440 | $74,400 | 25.5% |
| Wisconsin | $99,840 | $25,420 | $74,420 | 25.5% |
| Wyoming | $99,840 | $21,217 | $78,623 | 21.3% |
Part-Time and Overtime at $48/Hour
At $48/hour, your overtime rate (1.5x) would be $72.00/hour. Working 10 hours of overtime per week would add approximately $37,440 to your annual gross income before taxes.
Is $48 an Hour Good?
$48 per hour brings your annual earnings to $99,840, a rate that reflects significant professional achievement. You are in an excellent financial position with this wage, enjoying meaningful flexibility in housing, lifestyle, and long-term planning. This is a wage that most Americans would consider very good.Jobs That Pay $48/Hour
Common positions with an hourly rate near $48.
Tips to Make the Most of $48/Hour
To earn more than $48 an hour, pursue senior leadership and the most advanced credentials. Experienced physical therapists who open their own practices or become clinical directors earn $55-80+/hour. Product managers advancing to senior or VP-level roles commonly earn $65-100+/hour. Building a personal brand and network in your specialty accelerates your trajectory.$48/Hour FAQ
$48 an hour equals $99,840 per year working full-time (40 hours/week, 52 weeks). This is the gross annual salary before any taxes or deductions.
After federal and state taxes, $48/hour typically results in about $69,888-$77,875 in annual take-home pay, depending on your state, filing status, and deductions. Use our calculator for a precise estimate based on your specific situation.
Absolutely. $48/hour provides an excellent standard of living virtually anywhere in the country. You can afford premium housing, substantial savings, and a high quality of life. In the most expensive metros, you are still very comfortably situated financially.
Jobs at $48/hour include pharmacists, physical therapists, software developers, specialized nurses, and senior engineers. These roles require advanced education, professional licenses, or extensive specialized experience.
At $48/hour ($99,840/year), you are above the traditional middle-class range by most definitions. Your income places you in the upper tier of earners, well beyond what is typically considered middle class.