$46 an Hour: What It Means
Earning $46 an hour brings your annual income to $95,680. This rate places you well into the professional earning tier. Clinical nurse specialists, senior avionics technicians, and backend developers commonly earn at this rate, reflecting deep domain expertise and specialized skills.Quick math: $46/hour × 40 hours/week × 52 weeks = $95,680 gross annual income before taxes.
$46/Hour Earnings Breakdown
Full-time earnings at $46 per hour across every pay frequency.
| Period | Gross | Tax | Net |
|---|---|---|---|
| Annual | $95,680 | $25,019 | $70,661 |
| Monthly | $7,973 | $2,085 | $5,888 |
| Bi-Weekly | $3,680 | $962 | $2,718 |
| Weekly | $1,840 | $481 | $1,359 |
| Daily | $368 | $96 | $272 |
| Hourly | $46 | $12 | $34 |
$46/Hour After Tax by State
Estimated annual take-home pay at $46/hour for every US state, based on single filing status.
| State | Gross Annual | Total Tax | Take-Home | Rate |
|---|---|---|---|---|
| Alabama | $95,680 | $24,602 | $71,078 | 25.7% |
| Alaska | $95,680 | $19,983 | $75,697 | 20.9% |
| Arizona | $95,680 | $22,010 | $73,670 | 23.0% |
| Arkansas | $95,680 | $23,967 | $71,713 | 25.0% |
| California | $95,680 | $25,019 | $70,661 | 26.1% |
| Colorado | $95,680 | $23,533 | $72,147 | 24.6% |
| Connecticut | $95,680 | $24,496 | $71,184 | 25.6% |
| Delaware | $95,680 | $25,067 | $70,613 | 26.2% |
| District of Columbia | $95,680 | $25,275 | $70,405 | 26.4% |
| Florida | $95,680 | $19,983 | $75,697 | 20.9% |
| Georgia | $95,680 | $24,577 | $71,103 | 25.7% |
| Hawaii | $95,680 | $26,949 | $68,731 | 28.2% |
| Idaho | $95,680 | $24,686 | $70,994 | 25.8% |
| Illinois | $95,680 | $24,582 | $71,098 | 25.7% |
| Indiana | $95,680 | $22,901 | $72,779 | 23.9% |
| Iowa | $95,680 | $23,619 | $72,061 | 24.7% |
| Kansas | $95,680 | $24,780 | $70,900 | 25.9% |
| Kentucky | $95,680 | $23,684 | $71,996 | 24.8% |
| Louisiana | $95,680 | $23,468 | $72,212 | 24.5% |
| Maine | $95,680 | $25,286 | $70,394 | 26.4% |
| Maryland | $95,680 | $24,354 | $71,326 | 25.5% |
| Massachusetts | $95,680 | $24,547 | $71,133 | 25.7% |
| Michigan | $95,680 | $23,812 | $71,868 | 24.9% |
| Minnesota | $95,680 | $25,039 | $70,641 | 26.2% |
| Mississippi | $95,680 | $23,902 | $71,778 | 25.0% |
| Missouri | $95,680 | $23,705 | $71,975 | 24.8% |
| Montana | $95,680 | $24,521 | $71,159 | 25.6% |
| Nebraska | $95,680 | $24,050 | $71,630 | 25.1% |
| Nevada | $95,680 | $19,983 | $75,697 | 20.9% |
| New Hampshire | $95,680 | $19,983 | $75,697 | 20.9% |
| New Jersey | $95,680 | $23,952 | $71,728 | 25.0% |
| New Mexico | $95,680 | $23,677 | $72,003 | 24.7% |
| New York | $95,680 | $24,927 | $70,753 | 26.1% |
| North Carolina | $95,680 | $23,715 | $71,965 | 24.8% |
| North Dakota | $95,680 | $21,564 | $74,116 | 22.5% |
| Ohio | $95,680 | $21,894 | $73,786 | 22.9% |
| Oklahoma | $95,680 | $24,038 | $71,642 | 25.1% |
| Oregon | $95,680 | $27,830 | $67,850 | 29.1% |
| Pennsylvania | $95,680 | $22,920 | $72,760 | 24.0% |
| Rhode Island | $95,680 | $23,292 | $72,388 | 24.3% |
| South Carolina | $95,680 | $24,479 | $71,201 | 25.6% |
| South Dakota | $95,680 | $19,983 | $75,697 | 20.9% |
| Tennessee | $95,680 | $19,983 | $75,697 | 20.9% |
| Texas | $95,680 | $19,983 | $75,697 | 20.9% |
| Utah | $95,680 | $24,432 | $71,248 | 25.5% |
| Vermont | $95,680 | $24,357 | $71,323 | 25.5% |
| Virginia | $95,680 | $24,968 | $70,712 | 26.1% |
| Washington | $95,680 | $19,983 | $75,697 | 20.9% |
| West Virginia | $95,680 | $23,993 | $71,687 | 25.1% |
| Wisconsin | $95,680 | $23,966 | $71,714 | 25.0% |
| Wyoming | $95,680 | $19,983 | $75,697 | 20.9% |
Part-Time and Overtime at $46/Hour
At $46/hour, your overtime rate (1.5x) would be $69.00/hour. Working 10 hours of overtime per week would add approximately $35,880 to your annual gross income before taxes.
Is $46 an Hour Good?
$46 per hour translates to $95,680 per year, which is well into professional premium territory. This rate reflects deep expertise and places you in a strong financial position. You can comfortably afford premium housing, robust savings, and an excellent quality of life.Jobs That Pay $46/Hour
Common positions with an hourly rate near $46.
Tips to Make the Most of $46/Hour
To advance beyond $46 an hour, target the most competitive specializations and leadership roles. Clinical nurse specialists who pursue doctoral preparation earn $55-80/hour. Backend developers who master distributed systems and become principal engineers advance to $65-100+/hour. Executive education programs and industry leadership positions accelerate your growth to the highest compensation tiers.$46/Hour FAQ
$46 an hour equals $95,680 per year working full-time (40 hours/week, 52 weeks). This is the gross annual salary before any taxes or deductions.
After federal and state taxes, $46/hour typically results in about $66,976-$74,630 in annual take-home pay, depending on your state, filing status, and deductions. Use our calculator for a precise estimate based on your specific situation.
Absolutely. $46/hour provides an excellent standard of living virtually anywhere in the country. You can afford premium housing, substantial savings, and a high quality of life. In the most expensive metros, you are still very comfortably situated financially.
Jobs at $46/hour include pharmacists, physical therapists, software developers, specialized nurses, and senior engineers. These roles require advanced education, professional licenses, or extensive specialized experience.
At $46/hour ($95,680/year), you are above the traditional middle-class range by most definitions. Your income places you in the upper tier of earners, well beyond what is typically considered middle class.