$13 an Hour: What It Means
Earning $13 an hour puts your yearly gross pay at $27,040. You are now above minimum wage in every US state and entering the entry-level professional pay range. Many workers at this rate are in positions like bank tellers, pharmacy technicians, or skilled retail roles where experience quickly leads to raises.Quick math: $13/hour × 40 hours/week × 52 weeks = $27,040 gross annual income before taxes.
$13/Hour Earnings Breakdown
Full-time earnings at $13 per hour across every pay frequency.
| Period | Gross | Tax | Net |
|---|---|---|---|
| Annual | $27,040 | $3,601 | $23,439 |
| Monthly | $2,253 | $300 | $1,953 |
| Bi-Weekly | $1,040 | $138 | $902 |
| Weekly | $520 | $69 | $451 |
| Daily | $104 | $14 | $90 |
| Hourly | $13 | $2 | $11 |
$13/Hour After Tax by State
Estimated annual take-home pay at $13/hour for every US state, based on single filing status.
| State | Gross Annual | Total Tax | Take-Home | Rate |
|---|---|---|---|---|
| Alabama | $27,040 | $4,462 | $22,578 | 16.5% |
| Alaska | $27,040 | $3,275 | $23,765 | 12.1% |
| Arizona | $27,040 | $3,586 | $23,454 | 13.3% |
| Arkansas | $27,040 | $4,238 | $22,802 | 15.7% |
| California | $27,040 | $3,601 | $23,439 | 13.3% |
| Colorado | $27,040 | $3,805 | $23,235 | 14.1% |
| Connecticut | $27,040 | $4,242 | $22,798 | 15.7% |
| Delaware | $27,040 | $4,213 | $22,827 | 15.6% |
| District of Columbia | $27,040 | $3,821 | $23,219 | 14.1% |
| Florida | $27,040 | $3,275 | $23,765 | 12.1% |
| Georgia | $27,040 | $4,101 | $22,939 | 15.2% |
| Hawaii | $27,040 | $4,692 | $22,348 | 17.4% |
| Idaho | $27,040 | $3,996 | $23,044 | 14.8% |
| Illinois | $27,040 | $4,476 | $22,564 | 16.6% |
| Indiana | $27,040 | $4,100 | $22,940 | 15.2% |
| Iowa | $27,040 | $4,302 | $22,738 | 15.9% |
| Kansas | $27,040 | $4,188 | $22,852 | 15.5% |
| Kentucky | $27,040 | $4,230 | $22,810 | 15.6% |
| Louisiana | $27,040 | $4,015 | $23,025 | 14.8% |
| Maine | $27,040 | $3,996 | $23,044 | 14.8% |
| Maryland | $27,040 | $4,386 | $22,654 | 16.2% |
| Massachusetts | $27,040 | $4,407 | $22,633 | 16.3% |
| Michigan | $27,040 | $4,186 | $22,854 | 15.5% |
| Minnesota | $27,040 | $3,942 | $23,098 | 14.6% |
| Mississippi | $27,040 | $3,968 | $23,072 | 14.7% |
| Missouri | $27,040 | $3,702 | $23,338 | 13.7% |
| Montana | $27,040 | $3,860 | $23,180 | 14.3% |
| Nebraska | $27,040 | $3,673 | $23,367 | 13.6% |
| Nevada | $27,040 | $3,275 | $23,765 | 12.1% |
| New Hampshire | $27,040 | $3,275 | $23,765 | 12.1% |
| New Jersey | $27,040 | $3,678 | $23,362 | 13.6% |
| New Mexico | $27,040 | $3,612 | $23,428 | 13.4% |
| New York | $27,040 | $4,175 | $22,865 | 15.4% |
| North Carolina | $27,040 | $3,918 | $23,122 | 14.5% |
| North Dakota | $27,040 | $3,517 | $23,523 | 13.0% |
| Ohio | $27,040 | $3,302 | $23,738 | 12.2% |
| Oklahoma | $27,040 | $4,069 | $22,971 | 15.0% |
| Oregon | $27,040 | $5,116 | $21,924 | 18.9% |
| Pennsylvania | $27,040 | $4,105 | $22,935 | 15.2% |
| Rhode Island | $27,040 | $3,893 | $23,147 | 14.4% |
| South Carolina | $27,040 | $3,544 | $23,496 | 13.1% |
| South Dakota | $27,040 | $3,275 | $23,765 | 12.1% |
| Tennessee | $27,040 | $3,275 | $23,765 | 12.1% |
| Texas | $27,040 | $3,275 | $23,765 | 12.1% |
| Utah | $27,040 | $4,532 | $22,508 | 16.8% |
| Vermont | $27,040 | $3,945 | $23,095 | 14.6% |
| Virginia | $27,040 | $4,313 | $22,727 | 16.0% |
| Washington | $27,040 | $3,275 | $23,765 | 12.1% |
| West Virginia | $27,040 | $4,056 | $22,984 | 15.0% |
| Wisconsin | $27,040 | $3,758 | $23,282 | 13.9% |
| Wyoming | $27,040 | $3,275 | $23,765 | 12.1% |
Part-Time and Overtime at $13/Hour
At $13/hour, your overtime rate (1.5x) would be $19.50/hour. Working 10 hours of overtime per week would add approximately $10,140 to your annual gross income before taxes.
Is $13 an Hour Good?
At $13 per hour, earning $27,040 annually, you have moved beyond minimum wage territory into entry-level professional pay. This is a reasonable wage for someone just starting out, especially in lower cost-of-living areas. With a year or two of experience, advancing to the $15-18 range is a common and achievable next step.Jobs That Pay $13/Hour
Common positions with an hourly rate near $13.
Tips to Make the Most of $13/Hour
To increase from $13 an hour, focus on moving from entry-level to intermediate positions. In your current field, ask about lead or supervisor roles. Cross-training in related skills makes you more valuable. Consider pursuing a technical certification in your industry, which can add $2-5 per hour. Trade apprenticeships and healthcare certifications offer strong paths to $18-25/hour.$13/Hour FAQ
$13 an hour equals $27,040 per year working full-time (40 hours/week, 52 weeks). This is the gross annual salary before any taxes or deductions.
After federal and state taxes, $13/hour typically results in about $21,091-$22,984 in annual take-home pay, depending on your state, filing status, and deductions. Use our calculator for a precise estimate based on your specific situation.
Living on $13/hour is possible in lower cost-of-living areas with careful budgeting. In more expensive cities, you may need a roommate or supplemental income. Many workers at this rate are building toward higher-paying positions through experience and training.
Jobs paying around $13/hour include bank tellers, pharmacy technicians, dental assistants, veterinary assistants, and office clerks. These roles often require some training or certification and offer clear paths to higher-paying positions.
At $13/hour ($27,040/year), you are approaching the lower end of the middle-class income range. The middle class is generally defined as earning between roughly $30,000-$90,000 for a single earner, depending on your area's cost of living.